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How you Can Get The Best Out Of A Credit Card

How you Can Get The Best Out Of A Credit Card

| December 14, 2016 | 0 Comments

There are hundreds of different credit cards out there, all offering slightly different variations and percentages. Of course, you need to compare these and find out which is right for you, but once you’ve got your credit card, what then? There are specific ways to use your credit card which can help you improve your […]

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What You Need to Know about Small Business Credit Card Processing

What You Need to Know about Small Business Credit Card Processing

| March 9, 2015 | 0 Comments

Consumers Expect to Use Credit Cards The State of Credit 2014 report produced by Experian found that the average amount of credit card debt is now $28,496 in the United States, which is up 2.3% from 2013’s results. This shows that consumers are using credit cards, and they expect to be able to use their […]

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Essential Information That You Must Know About Credit Card Debt

Essential Information That You Must Know About Credit Card Debt

| February 26, 2015 | 0 Comments

Credit cards can be a great way of releasing quick cash into your home. If you are struggling with a temporary personal cash flow problem, they can ease your financial issues. But, credit cards should only be used in this way. Many people think that because they have a credit card, they can buy what […]

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Getting a Credit Card Even If you have Poor Credit Scores

Getting a Credit Card Even If you have Poor Credit Scores

| November 20, 2014 | 0 Comments

Poor credit scores are almost handicap for people today. If you have a bad or no credit score, you find it difficult to get loans, apartments on rent and even jobs. Fortunately, there are ways such as catalogues with credit account to get credit cards even, if you have a poor financial history. You just […]

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How to Use Your New Credit Card Without Accumulating Debt

How to Use Your New Credit Card Without Accumulating Debt

| January 11, 2014 | 0 Comments

Today’s average consumer owes $28,000 on credit cards and loans, Experian’s latest State of Credit update reports. Most adults born after 1980 will never repay this due to poor budgeting habits, a 2013 Ohio State University study predicts. While there are ways to work yourself out of this situation, if you’re a new credit card […]

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Has it Become Too Easy to Obtain a Credit Card?

Has it Become Too Easy to Obtain a Credit Card?

| August 20, 2013 | 0 Comments

According to the Federal Reserve, credit card debt is currently soaring. Does this mean it is simply too easy for people to obtain credit? Credit makes it easy for consumers to overspend as patrons are not required to pay for their items immediately. Here are some of the common ways people obtain credit cards, and […]

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How To Choose The Right Credit Card For Your Needs

How To Choose The Right Credit Card For Your Needs

| April 15, 2013 | 0 Comments

The introduction of the credit card is perhaps one of the biggest breakthroughs in personal spending. Because of it, we no longer have to carry that much cash around with us when going shopping or travelling abroad. Payment cards have also made online shopping so much easier, as most, if not all, online stores and […]

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What are low interest credit cards ?

What are low interest credit cards ?

| January 25, 2013 | 0 Comments

Anyone looking for a credit card should really only be focused on one thing and that’s finding one with a low interest rate. Credit card companies don’t really like the word ‘interest’ and instead label the charge levied for borrowing money the ‘APR’, or Annual Percentage Rate. When choosing the right card you should aim […]

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Mastercard Chargeback Feature Explained

Mastercard Chargeback Feature Explained

| August 14, 2012

There is one very important aspect of owning a Mastercard and that is called “chargeback”. A chargeback happens when you get your money back if a certain product or good is not delivered to you. This is a fallback you can use if Section 75 refund protection won’t apply to you. How is it different […]

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Graced with Credit Card Offers,  College Students Should Avoid Credit Debt Traps

Graced with Credit Card Offers, College Students Should Avoid Credit Debt Traps

| August 6, 2012

After high school graduation, comes college, after college comes a barrage of tempting credit card offers, and everybody knows what comes next: credit card debt. College students attend university to get an education, but oftentimes basic guidelines relating to credit card offers and credit card spending is left out of the curriculum. According to Sallie […]

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