Health & Finance: Paying Your Medical Bills

| November 12, 2015 | 0 Comments

If there is one good reason that you should want to earn money, it is for your health. It is unfortunate, but the more money you have, the healthier you will become. Why? The main is because healthcare costs a fortune, and to afford the best you need a big budget. However, not everyone can afford extravagant medical bills, and they can be very extravagant. The only option is to find alternative ways to either raise the cash or find a suitable payment plan.

Here are a few things you can try if you cannot afford to pay for your treatment.

Shop Around For The Best Deals

How often do you look for cheaper healthcare costs? The answer tends to be not very often. Most of us go with the tried and tested and literally pay the price. For everyone who follows the herd, there are alternatives that are cheaper. RxOutreach is a non-profit organization that attempts to offer affordable healthcare for those who are most in need. All you have to do is browse their site and you should find everything that you require at a knockdown cost. Everything from diabetes to asthma treatment options from RxOutreach.org is cheaper than the usual retail price.

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https://pixabay.com/en/money-bills-calculator-save-256310/

Take Out A Short Term Loan

The phrase short-term loan is enough to fill you with dread if you have heard some of the horror stories floating around. The reality is that a lot of them are best leaving alone because the repayment options are scandalous. But, that doesn’t mean that every short-term lender is out to bankrupt you and take all your money. In fact, some banks have some very affordable and agreeable deals if you are only lending for a short amount of time. If you want to stay away from them completely, you can always ask your friends or family for help.

Exploit Credit Card Loopholes

Whether they are loopholes or whether or not is up for debate. What isn’t up for debate is the fact that credit cards can be useful sources of money if you play the game correctly. By running up a bill on the first card, you can pay off the minimum amount until the first year offer runs out. Then, you can switch the balance to another card that has a similar offer, paying off the least amount all the while. Although it is a risky and complicated means of finding finance, it is doable and it is also a quick source of cash.

Haggle

A hospital does have a conscious. They are not soulless entities that want to take all the money you have without a second glance. In fact, they are the opposite. They want to treat people and see them get better regardless of the cost. Bearing that in mind, don’t forget to ask for help if you are struggling to find the money. Doctors have the ability to waive the cost of treatment if they see fit. The worst case scenario is that they say no, which means there is nothing lost and nothing gained.

Where there is a will, there is a way!

Category: Personal Finance

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