How To Avoid Spiraling Debt If You’ve Been Injured On A Bus

| March 3, 2016 | 0 Comments

If you live in a city center, chances are you will go to work and back using public transport. America has a strong bus network in many city and urban areas, and this will be the travel mode of choice for most.

For the most part, we can rely on buses to get us to our destinations in a safe and efficient manner. But, what happens if you are unfortunate enough to take a bus driven by a bad driver? The best outcome you can hope for is that you’ll get to your destination in one piece!

Of course, it’s possible the driver’s erratic driving may cause passengers to sustain injuries. Has that happened to you? If so, you might be wondering what to do about it. Especially if your injuries have meant that you can’t do your job as per usual.

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Photo Source: Wikimedia Commons

In today’s blog post, I’ll give you some actionable steps to help you keep your post-injury debt down. I’ll also share some tips on how you could have an entitlement to compensation from the bus company.

Determine who was at fault

The thing about compensation cases is one must establish who caused the injury. It’s not always clear-cut, and so you must make an effort to prove you weren’t at fault.

For example, let’s say you were sitting down next to the window and the bus went over a large pothole in the road. If you hurt your head on the glass, it could get argued that you shouldn’t have had your head so close to the window.

Let’s give another scenario. Imagine you were standing in the aisle, holding onto the grab rail. You then stumbled and injured yourself on the bus because the driver swerved and did so at speed. In that case, it’s likely the bus driver will be to blame for your injuries.

As soon as any bus injury happens, it’s important to document what happened. That’s because the details will be fresh in your mind. If you need clarification of whether you have a case or not, speak to a personal injury lawyer. Check out mbpersonalinjurylaw.com for an example of someone that could help.

Do some work from home

Is your injury preventing you from carrying out your normal work? If so, this could have disastrous consequences for your finances! As you can appreciate, you could soon spiral into debt hell because of your loss of income.

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Photo Source: Wikimedia Commons

It’s worth asking your employer if you can do some work from home. That way, you can still earn a living while you are recovering. If that’s not possible, you’ll need to search for freelance work you can do at home. Take a look at freelancer.com for some ideas.

Even if you have a lot of savings that you can use, I recommend securing work while you are getting better.

Ask for financial help

Another thing you could do is ask if a loved one or friend could help you out financially until you recover. It can give you the financial breathing space that you need. Plus, you won’t have to stress out about money so much.

Keep your outgoings low

Last, but not least, think of ways to cut back on your monthly spending. For example, you could cancel subscriptions to Netflix and Spotify. You could even suspend gym memberships and do your grocery shopping at discount stores.

Good luck!

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Category: Personal Finance

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