Saving Time & Money When Buying Your Next Home

| June 25, 2015 | 0 Comments

You might think that it’s impossible to save time and money when buying your next home, but that’s not necessarily the case!

Plan Your Finances Carefully

Far too many home buyers don’t realise the importance of planning their finances before they buy their home. You first need to get your mortgage agreement in place. Getting pre-approvement from a lender can save a lot of time for you later on, and you’ll certainly appreciate the time when things get hectic.

Later on you should think about getting a tax loan with Reliance, and insurance is something to think about too. It is possible just to carry on with your existing policy, but you will have to talk to your insurance provider. They might want to make changes to your policy because of the differences in your new property.

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Find a Property with No Chain

Property chains are the name given to a situation where each home seller is dependent on another person selling their home before they can move into their new home. This is the main reason why buying a home and moving into it can take so long and be so incredibly frustrating and stressful.

By finding a property with no chain attached to it, you’ll make the process a lot quicker and a lot easier. It means that as soon as your home is sold, and the buyer is ready to move in, you’ll be able to move into your new property the next day! You can find properties without chains quite easily at property auctions.

Get to Know the Area

Moving is a big commitment; it’s not something that you want to regret later on because you didn’t do your research properly when you were house hunting. The area is one of the most important things about a house, so make sure you find out as much about the local area and neighbourhood as you can before buying.

When we’re looking for a home to buy, it’s often easy for our hearts to rule our heads. But it’ll save you time and money in the long-term if you place a focus on practical concerns. Making sure you know the area and like it will make sure that you don’t end up moving home again in 6 months time.

Use a Professional Moving Company

A lot of people make the mistake of thinking that they can take care of the moving of their possessions by themselves. They hire a van and pack the boxes and think everything will be fine. But 95% of them quickly regret their decision once the day of the move eventually arrives. The stress and activity are too much to handle for them.

The day is hard enough as it is without having to worry about getting your possessions from your old property to your new one safely and securely. That’s why I’d always recommend using a professional moving company. As long as you find a reputable firm, they’ll do the job quickly and safely, taking some of the pressure from your shoulders.

These tips will all save you time and money, so make the most of them.

Category: Home Loan

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